﻿''=============================================================================
''OMANE - Outils de calcul actuariat emprunteur
''Copyright © 2010 PIERRE TISSOT CONSEIL / NATIXIS ASSURANCES
''=============================================================================

''' <summary>
''' Liste de Constantes
''' </summary>
''' <remarks></remarks>
Public Module csteParam
    Public Const nomTx_TaxeAssu As String = "Tx_TaxeAssu"
    Public Const descTx_TaxeAssu As String = "Taxe d'assurance"
    Public Const nomTx_RembAntiA As String = "Tx_RembAntiA"
    Public Const descTx_RembAntiA As String = "Taux annuel de remboursements anticipés"
    Public Const nomTx_RendActifsA As String = "Tx_RendActifsA"
    Public Const descTx_RendActifsA As String = "Taux de rendement annuel des actifs"
    Public Const nomTx_TaxeImpoA As String = "Tx_TaxeImpoA"
    Public Const descTx_TaxeImpoA As String = "Taux annuel d'imposition"
    Public Const nomTx_RendActionnairesA As String = "Tx_RendActionnairesA"
    Public Const descTx_RendActionnairesA As String = "Taux de rendement annuel exigé par les actionnaires"
    Public Const nomTx_CoutEmprSuboA As String = "Tx_CoutEmprSuboA"
    Public Const descTx_CoutEmprSuboA As String = "Coût annuel des emprunts subordonnés"
    Public Const nomTx_CouvEmprSuboA As String = "Tx_CouvEmprSuboA"
    Public Const descTx_CouvEmprSuboA As String = "Taux de couverture des emprunts subordonnés"
    Public Const nomTx_FondPropSurMSR As String = "Tx_FondPropSurMSR"
    Public Const descTx_FondPropSurMSR As String = "Ratio fonds propres alloués / MSR"
    Public Const nomTable_Mortalite_F As String = "Table_Mortalite_F"
    Public Const descTable_Mortalite_F As String = "Table de mortalité des femmes"
    Public Const nomAge_FinDC As String = "Age_FinDC"
    Public Const descAge_FinDC As String = "Age de fin (en années) de la garantie décès"
    Public Const nomPres_GarantiePTIA As String = "Pres_GarantiePTIA"
    Public Const descPres_GarantiePTIA As String = "Présence de la garantie PTIA"
    Public Const nomTx_PrixGarantiePTIA As String = "Tx_PrixGarantiePTIA"
    Public Const descTx_PrixGarantiePTIA As String = "Tarif PTIA (en % du tarif décès)"
    Public Const nomTx_Majo_sinDCPTIA As String = "Tx_Majo_sinDCPTIA"
    Public Const descTx_Majo_sinDCPTIA As String = "Majoration prudentielle des montants de sinistres DC/PTIA"
    Public Const nomSel_medic As String = "Sel_medic"
    Public Const descSel_medic As String = "Sélection médicale"
    Public Const nomTble_maintien_incinv As String = "tble_maintien_incinv"
    Public Const descTble_maintien_incinv As String = "Table de maintien en INCAP/INVAL hors franchise"
    Public Const nomTble_maintien_incinvM2 As String = "tble_maintien_incinvM2"
    Public Const descTble_maintien_incinvM2 As String = "Table de maintien en INCAP/INVAL hors franchise pour la méthode de calcul 2 du taux garanti"

    Public Const nomAge_FinINCINV As String = "Age_FinINCINV"
    Public Const descAge_FinINCINV As String = "Age de fin des garanties INCAP/INVAL"
    Public Const nomfranchise_INCAP As String = "franchise_INCAP"
    Public Const descfranchise_INCAP As String = "Franchise INCAP (en nombre de mois)"
    Public Const nomTx_abat_MalaNonObje As String = "Tx_abat_MalaNonObje"
    Public Const descTx_abat_MalaNonObje As String = "Abattement exclusion maladies non objectivables"
    Public Const nomTx_abat_ExclPerteRev As String = "Tx_abat_ExclPerteRev"
    Public Const descTx_abat_ExclPerteRev As String = "Abattement exclusion perte de revenus"
    Public Const nomTx_MajoPrudSinINCINV As String = "Tx_MajoPrudSinINCINV"
    Public Const descTx_MajoPrudSinINCINV As String = "Majoration prudentielle des montants de sinistres incapacité / invalidité"
    Public Const nomTx_chgtSecuINCINV As String = "Tx_chgtSecuINCINV"
    Public Const descTx_chgtSecuINCINV As String = "Chargement de sécurité lié aux incertitudes sur la table INCAP / INVAL"
    Public Const nomTx_mensEntreeINCINV As String = "Tx_mensEntreeINCINV"
    Public Const descTx_mensEntreeINCINV As String = "Taux mensuel d'entrée en incapacité / invalidité à 0 jours"
    Public Const nomTable_Mortalite_H As String = "Table_Mortalite_H"
    Public Const descTable_Mortalite_H As String = "Table de mortalité des hommes"
    Public Const nomtble_maintien_incinvFRA As String = "tble_maintien_incinvFRA"
    Public Const desctble_maintien_incinvFRA As String = "Abattements dûs à la franchise à appliquer sur les coefficients INCAP/INVAL"
    Public Const nomGrilleTarifaire As String = "Grille_Tarif"
    Public Const descGrilleTarifaire As String = "Grille tarifaire"
End Module
